Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Diminished Value After a Car Accident - Will Your Car Insurance Pay?
Why Your Car Is Worth So Much Less After a Car Accident
What Is The Diminished Value of a Car?
Definition: Diminished value is the perceived loss in value of a vehicle following a car accident.
What this means is that if your car is damaged in a car accident, even if it gets repaired and is "as good as new", the fact that it has a damage history, or is considered a vehicle that has been in an accident, will make its resale value lower in the eyes of prospective buyers.
Some people think that the reason for the diminished value is due to aftermarket parts, but this is not the only possibility. Even vehicles repaired at a dealership with authorized original parts will suffer from a diminished value once fully repaired.
Why Does a Car Have Diminished Value After an Accident?
The reason for a car's diminished value is purely due to the fact that it has been in an accident. Once your car is listed for sale following an accident, you're facing diminished value.Having been involved in an accident alone has created a diminished resale or trade value compared to other vehicles of the same kind that were never involved in an accident at all.
Example of Diminished Value After a Car Accident
Consider this example: You have a brand new car. After an accident, your insurance company fixed your car back to its original condition.
You go to sell your car and since the new buyer checked out the car's history report and found that it was in an accident, they are not willing to pay anything near what your car is actually worth.
In a worst-case scenario, some buyers won't consider buying your car at all since it was in an accident!
In a case like this, your vehicle has incurred more than just physical damage, it has incurred a loss of its value as well.
How Does a Car Get "Diminished Value"
There are three ways that a car may sustain diminished value following a car accident that may make you consider filing a claim.
3 Types of Diminished Value: Definitions
Immediate Diminished Value - The immediate diminished value is the difference in the resale or trade-in value of the car from before the accident to after the accident when repairs have been done.
Inherent Diminished Value - Inherent diminished value assumes the vehicle has been repaired following an accident to its original condition, with the exception of the fact that it is now considered as a vehicle that has been in an accident. This perception reduces the value a person may get for the vehicle when they try and sell it or trade it in, compared to what they would have gotten before, as in the example above.
Repair Related Diminished Value - Repair related diminished value is the lost value that is resulting specifically from the quality of repairs, for example, if the paint color is not a perfect match or if generic parts were used in the repairs or aftermarket parts, then the quality of the repair left a definite loss in value on the vehicle following the accident, beyond the simple inherent diminished value that already exists from an accident alone.
Diminished value can affect your car value on several levels after a claim.
Once you understand all the areas that your vehicle value can get hit based on different circumstances, you may want to consider trying to get compensated for the overall diminished value following your car accident by making a diminished value insurance claim.
What is a Diminished Value Insurance Claim?
A Diminished Value Insurance Claim is when you request an amount of money from your car insurance company to compensate you for the difference between your car's value before the repairs (prior to the accident) and its current value now that it has been repaired. This value can easily amount to a few thousand dollars for newer vehicles.
Will the Insurance Company Pay for Diminished Value in My Claim?
You may be able to get compensated for the diminished value following a claim, depending on the circumstances, and which state you are living in. Each state and insurance company has different policies. Insurance companies don't always pay for a vehicle's diminished value but many consumers feel that it is the insurance company's responsibility to pay for a diminished value claim.
Insurance companies in most states will consider who is responsible for the accident to decide if they will pay a diminished value. In other states, they may not pay at all.
Diminished Value After a Non- Responsible Accident
If you had a non-responsible accident, the insurance company is more likely to cover a diminished value claim.
When someone else is responsible for your loss, you may be able to legally pursue the third party (the person responsible for the accident) or their insurer, but always ask your insurance company to pay your claim first, it could save you a lot of trouble.
Diminished Value Claims and Uninsured Motorists
If your accident is the fault of an uninsured motorist, ask your insurance company about a diminished value claim, many states will allow diminished value claims to be paid from the uninsured motorist portion of the insurance.
Diminished Value After a Responsible Accident
Responsible accidents are accidents that you are responsible for, so the perspective on whether an insurance company should pay for the diminished value is different than when the accident is not your fault. You may have a harder time trying to collect anything from your insurance company if the claim is considered due to a responsible accident. If you have legal insurance or access to inexpensive legal counsel, then you could consult your lawyer to find out what the likelihood of getting paid would be based on your state laws. It doesn't hurt to find out what your insurance company is willing to do for you specifically, but, in general, this situation is less likely to pay for diminished value.
How to Get Paid For Diminished Value of Your Car From The Insurance Company
So, what should you do if you want to be covered for the diminished value of your vehicle? First, check with your insurance company to see if they offer diminished value coverage. Some insurance companies may already offer it in their current policies or as an added coverage.
How to Figure Out Diminished Value After a Car Accident
If you want to make a diminished value claim, it makes sense that you'll need to figure out how much value your car has lost due to the accident. If your vehicle is older and does not have a lot of value, then a diminished value claim may not make sense for you, especially if you are considering going to the court to get your payment.
Two Ways to Check What the Diminished Value Is on Your Car
The easiest way to get a quick idea is to use an online site like Edmunds.com or Kelley Blue Book to find out what the value of your car would be under normal circumstances (a pre-accident value). Then you can ask your car dealership to give you a trade-in value on your vehicle now that you've had an accident. This should give you a ballpark idea of the diminished value to help you decide if it is worth pursuing a diminished value claim. Keep in mind that the car dealer's trade-in value may not be the best possible rate, but if they can give you a written offer showing the fact that the value of the car is less due to the fact that it has been involved in an accident, then it's good enough for your own understanding.
The second way to verify diminished value is to get a professional evaluation from a company that specializes in diminished value insurance valuations. This will be the most reliable information if you want a solid number, just make sure that your evaluator is qualified and recognized by insurers.
What States Will Pay Diminished Value Claims?
After a lawsuit in 2001, Georgia changed their rules to include payment for diminished value claims. Since then, many more insurers will consider a diminished value claim if supporting documents or circumstances make sense. Some states agree that insurance companies are required to pay the diminished value, so if you are in one of these states, you shouldn't have a problem. If you want to know if your state generally covers diminished value claims, you can contact your state insurance commissioner.
How To Make a Diminished Value Claim
Once you have your evaluation and know how much you are going to claim for diminished value with all the supporting documentation, you can present your case to the insurance company and ask for compensation when you file your claim.
What You Can Do If Your Insurance Will Not Pay Diminished Value After Your Car Accident
If you are trying to collect on a diminished value claim and are denied by your insurance company, go to your state insurance commissioner first. If you get no help there and if it is important enough to you, you could hire a lawyer to help you recover the diminished value of your vehicle. Keep in mind that there are some companies you can find online that specialize in getting insurance companies to pay for the diminished value of your car but make sure you research the company first before giving them any money.
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